Profiling

Submitted by Paul Raetz (United States), Jun 14, 2006 at 08:48

I couldn't agree with you more, but why not call it what it actually is - risk profiling. Insurance companies have been doing it since their inception in all sorts of ways. Witness the difference in automobile premiums between an 18 year-old male and one that's 35; or life insurance premiums of a 55 year-old versus a 20 year-old; or smoker versus a non-smoker; or use of one's driving record etc. Additionally, calling it risk profiling removes the inflammatory and un-politically correct race label even though race would be (must be) one of the many risk variables considered.

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